Hard Money Loans
APR 9-12%
No Points Upfront


Generic Loan

  • Fixed rate loans from 9-12% APR
  • Loan amount: 100,000-1,500,000
  • Construction loan up to 75% of cost
  • Purchase loans up to 75% LTV
  • Non-owner occupied
  • Term: 6-12 months
  • No points upfront or at maturity
  • Poor credit – OK
  • Single Family, Multifamily, Condo, Townhouse, Mixed use.
  • Indicative offer – 24 hours, Cash Funding in 2-4 days


Asset Lending and Loans is a direct lender that specializes in:

  • Short term (6-18months) purchase, rehab and construction loans for real estate investors, builders and owners.
  • Longer term loans (up to 3 years) for owners of investment properties in areas where traditional lenders would be afraid to lend
  • We do not offer commercial real estate loans
  • We do not offer personal loans

Why Choose Us?

We are a small company founded  by a specialty finance professional with over 18 years of industry experience. We pride ourselves on our business model which maintains a low overhead while not charging any points upfront and containing no hidden fees. Our company only charges what it costs to originate a loan, all of our fees come from third party sources. These fees are unavoidable, however we have negotiated heavy discounts to the standard costs of these services, while simultaneously not receiving commissions on these referrals.